Xiao reportedly entered the railroad crossing and collided head-on with a freight train, owned by Chicago Central Railway. The train was traveling east bound.
This railroad-crossing has flashing red signal lights.
According to the Cherokee County Sheriff's Department, Xiao was "incapacitated" and was transported by helicopter to Mercy Hospital in Sioux City.
Train operator Steve Voss was reported uninjured and minor damage was done to the train.
Total damage was done to the vehicle driven by Xiao and extensive damage was done to the railroad signals. Estimated damage cost to the railroad signals was $100,000, according to the Sheriff's Department.
Xiao's condition is unknown.