Todd and his wife, Julie, have lived in the Cherokee area for the past twenty four years. Julie is employed as Ministry Assistant at Summit Evangelical Free Church in Alta. The couple have two children, Allison and Matt. Allison is graduating from Iowa State University this month, and Matt will be graduating from Sioux Central High School later in the month.
Todd, originally from Correctionville, attended Iowa State University, and graduated with a Bachelor of Science Degree in Ag Business in 1982. Todd said he is "looking forward to serving the financial needs of the community and helping present and future customers at Cherokee State Bank with their financial decisions".